TUNTON Private credit · Monterrey
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ROI calculator

Compare what you invested against what it's worth (or was worth) at the end: total return and the equivalent annualized rate.

Include everything received: sale proceeds + rent or dividends.
Total ROI
—
Gain as a percentage of what you invested
Gain—
Annualized ROI—
Multiple on your money—

Assumptions & method

  • Total ROI = (final value − invested) ÷ invested. Annualized = (final value ÷ invested)^(1/years) − 1.
  • Include everything received in the final value (sale, rent, dividends) and all costs in the amount invested (fees, improvements, acquisition taxes).
  • The annualized ROI lets you compare investments of different durations with a single metric.
  • Figures are nominal: no adjustment for inflation or for ISR (income tax) on the gain.
FAQ

The essentials, in brief

Why annualize ROI?
Because 50% over 2 years and 50% over 8 years are not the same. Annualized: ~22.5% per year versus ~5.2% per year. The annualized metric is the one you compare against market rates.
ROI or IRR?
ROI assumes a single inflow and a single outflow. If there were interim cash flows (rents, additional contributions), IRR is the correct measure: it captures the timing of each flow.
What counts as a 'good' ROI?
One that beats your alternative at comparable risk. Against a risk-free instrument, any investment that carries risk should pay a premium; if it doesn't, the risk was taken on for free... for the other party's benefit.
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Tell us how much you need and what collateral you can offer. We will tell you frankly whether it is viable and how we would structure it.

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